Judith F. Sterling, CDFA, CPA is a Certified Divorce Financial Analyst as well as a CPA. Jude has an extensive and diverse background in financial matters spanning 34 years as a Certified Public Accountant (CPA) in an international public accounting firm, as a Chief Financial Officer (CFO) of a hospital, and as a sole proprietor of a vineyard business. Her practice has been devoted solely to divorcing individuals since 2005.
Several dynamics are involved in divorce: emotional, legal, and financial. In most cases a married couple or registered domestic partners going through a divorce are unaware of the financial ramifications of a contemplated settlement agreement. Issues and the consequences of budgeting, property division, tax liabilities, spousal support, child support, real estate values, refinancing of home loans, business and pension valuations, and debt are all interdependent elements of the divorcing family’s financial future. The fact that two households now have to live on potentially the same income level that previously supported one household underscores the importance of financial planning. Divorcing couples need the neutral financial professional as much as they need their attorneys and mental health specialists. Jude is specially trained to recognize potential tax problems, analyze all relevant financial information, and evaluate settlement proposals. In addition to her financial expertise, she is also very familiar with the emotional component of divorces as she has learned at the hip of her divorce coach colleagues.
Appointments are now available by Zoom. Jude’s clients are from all over the San Francisco Bay Area including Mendocino and Lake Counties.